Bad Credit v22.02.2022

Bad Credit is a gritty, neo-western visual novel set in Tucson, Arizona in 2016. You step into a first-person role, trying to stay afloat financially while you pay off a ruthless loan shark. Along the way you’ll meet more than a hundred vividly drawn characters, each pushing their own twisted agendas and offering morally bankrupt schemes to help you turn a profit—or drag you down further.

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Over the course of a year-long timeline, your decisions directly influence not only your bank balance but the lives of those around you. Do you dive headfirst into exploitative side hustles? Or do you keep your conscience intact as political tensions rise across the United States? You can adopt any stance you like—whether you lean hard to the left, cling to centrist ideals, flirt with authoritarianism, or simply refuse to pick a side.

Relationships are at the heart of Bad Credit. Forge alliances, betray confidants, dig up dark secrets, or lend a helping hand—every interaction shapes the story. As the information age churns around you, will you exploit its chaos or try to survive its disquiet?

Bad Credit is available for download now.